Prescription-cost guide
Extra Help with Medicare drug costs in Mississippi
If Part D premiums or prescription costs are difficult to manage, Medicare's Extra Help program and state-administered Medicare Savings Programs are important places to check.
Serving Mississippi by phone and online, with local in-person help in the Delta.
What Extra Help can do
Extra Help, also called the Part D Low-Income Subsidy, can reduce eligible Part D premiums, deductibles, and prescription costs. The level of help and plan effect depend on current program rules and the person's eligibility.
- Lower Part D premium in many cases
- Lower prescription cost sharing
- Reduced or eliminated deductible depending on eligibility
- A Special Enrollment Period may be available
Some people qualify automatically
People with certain Medicaid coverage, Supplemental Security Income, or help from a Medicare Savings Program may automatically qualify. Others can apply through Social Security.
- Review notices from Medicare and Social Security
- Keep Medicaid or state-program letters
- Check whether the current drug plan is still appropriate
- Do not ignore a reassignment notice
Where to apply
Use Social Security's Extra Help page to review current rules or apply. For Medicare Savings Programs, contact the Mississippi Division of Medicaid or use the official Medicare assistance links.
- Social Security Administration
- Mississippi Division of Medicaid
- 1-800-MEDICARE
- Mississippi SHIP counseling
What to gather
The application may ask about income, financial resources, and household information. Use official channels for sensitive identifiers. Do not put Social Security numbers, Medicare numbers, bank information, or benefit-award letters into the Blues Hwy Benefits website form.
Related help
Frequently asked questions
Select a question to see the answer.
Is Extra Help the same as Medicaid?
No. They are different programs, although some Medicaid beneficiaries qualify for Extra Help automatically.
Does Blues Hwy Benefits decide eligibility?
No. Social Security or the appropriate government program makes the eligibility determination.
Should I share financial documents through the website?
No. Use official government channels for applications and sensitive documents.
Your next step
Tell me what you’re trying to sort out.
Start with the basics. I’ll use what you send to call you back and set a time to talk. No pressure and no obligation to enroll.
Prefer to call?
(662) 339-3532
Weekdays, 8:30 a.m.–4:00 p.m. Central